‘At this age, I’m only interested in consistency, stability, respect & loyalty’ ~ Unknown

In today’s world, there are endless do’s and don’ts about every conceivable subject be it money, relationships, parenthood, friendship and the workplace.  Everyone has an opinion on something and it can be daunting trying to figure out where exactly you fit in.  Do you go with the majority opinion?  Do you dare to have an opinion of your own?  Are there times when you wish you could go back in time and share a few pearls of wisdom with a younger you?



  • You will find with age (and wisdom) that drop-dead gorgeous don’t always equal happily ever after.
  • Love relationships need constant ‘work’ and attention. If a relationship isn’t nurtured it will become stagnant and probably wither and die a slow death.
  • Know what you want and acknowledge what is important to you. Loyalty. Honesty. Support.
  • You need someone you can depend on. A partner that really respects, loves and cares about you will accept you for who you are.  Don’t try and change the other.  
  • If there are issues that give you sleepless nights, you need to rethink if you can accept these imperfections or if it’s time to re-evaluate your situation.



  • Friendships are the backbone of our existence.
  • These special people in our lives know us almost as well as we know ourselves.
  • They love and support you; they are your voice of reason.
  • They are the ones who will pick up the pieces of a broken heart and make you feel better.
  • The bond that you share with these individuals is strong and they have the freedom to call you out on something they don’t agree with.
  • Treasure these special souls who enrich your life.



It’s easy to fall into the trap of following the crowd.  You may not be confident enough to voice your thoughts or make your voice heard.   Just remember:

  • Your opinion does matter.
  • Your point of view, albeit different from the norm, does have a place in this world.
  • Don’t allow others to take you for granted.
  • Don’t be the one that always does the tasks no one else wants to do.  
  • Don’t let someone change who you are to become what they
  • Who you are and what you believe in are important.
  • Don’t listen to that negative little voice in the back of your mind.
  • Don’t allow anyone to rent a space in your head unless they’re a good tenant.  



We all know the saying: change is as good as a holiday.  Is it something that you take to heart? 

  • We can’t stay or be the same we were a week, month or a year ago.
  • Life happens to all of us. Sometimes it leaves a scar. 
  • Learn from your mistakes.
  • Change is good. It ushers in something new and different. 
  • It is your duty to embrace change and incorporate it into our lives.
  • Love who you are, you cannot hate the experiences that shaped you.



  • It’s ok to take time out to disconnect. Use this time to do some introspection; reconnect with who you are. 
  • Seek to be whole, not perfect.
  • Being alone has a power that very few people can handle.
  • Fall in love with the person you are right now.
  • Acknowledge how far you’ve come on your journey.
  • Remember that self-love is the greatest middle finger of all time.


One can never underestimate the importance of saving money. 

  • Start putting money away monthly; the sooner you start, the bigger the rewards at the end.
  • Empower yourself – learn the financial jargon – and become financially savvy; you will be grateful you did this when your partner passes away.
  • Become financially independent; you will thank yourself should you get divorced.
  • Sacrifice a certain percentage of your monthly salary into a savings or investment account.
  • Double the figure if you are fortunate to get a double cheque at year-end or if you receive any refunds from the Receiver of Revenue.
  • Keep an eye on your money’s growth. Consult a financial expert and make the necessary adjustments to your investments to optimise growth. 
  • Lastly, do enjoy a special treat now and again for your diligence of saving for a rainy day or when you retire.